You want a bread that flexes on store-bought, doesn’t need yeast, and still tastes like you bribed a bakery? This is it. Imagine a golden, cheesy loaf with a crackly top and tender crumb that makes soup, eggs, and even Tuesday nights feel like an event.
No kneading, no waiting, no drama—just whisk, fold, bake, devour. If you can stir, you can win. And yes, it smells like victory.
What Makes This Special
This quick bread leans on buttermilk and baking powder for lift, so you skip the yeast and still get that satisfying rise.
The flavor pops from sharp cheddar, a touch of garlic and onion powder, and optional chives for fresh bite. A thin brush of butter on top creates that crispy, golden crust we all pretend we don’t crave.
It’s the perfect mash-up of biscuit comfort and loaf convenience. Plus, it’s endlessly riffable—swap cheeses, add jalapeño heat, or throw in bacon bits if you’re chaotic-good in the kitchen.
Ingredients Breakdown
- 2 cups (240 g) all-purpose flour – The base.Spoon and level for accuracy.
- 1 tbsp baking powder – The key to lift. Fresh is crucial.
- 1/2 tsp baking soda – Works with buttermilk for extra rise.
- 1 tsp kosher salt – Balances and boosts flavors.
- 1/2 tsp garlic powder – Savory backbone.
- 1/2 tsp onion powder – Adds warmth, like a subtle umami boost.
- 1/4 tsp black pepper – Gentle heat; go 1/2 tsp if you’re bold.
- 1/8 tsp cayenne (optional) – For a tiny kick.
- 1 1/2 cups (150 g) sharp cheddar, freshly grated – Freshly grated melts better than pre-shredded.
- 2 tbsp chopped chives or scallions (optional) – Fresh zip and color.
- 1 large egg – Structure and tenderness.
- 1 1/4 cups (300 ml) buttermilk – Tang + lift. See Alternatives if you don’t have it.
- 1/4 cup (60 ml) neutral oil or melted butter – Moisture.Oil = softer crumb, butter = richer flavor.
- 1 tbsp melted butter (for brushing) – For that glossy, crisp top.
Let’s Get Cooking – Instructions
- Heat the stage: Preheat oven to 350°F (175°C). Grease a 9×5-inch loaf pan and line with a parchment sling for easy removal.
- Whisk the dry team: In a large bowl, whisk flour, baking powder, baking soda, salt, garlic powder, onion powder, black pepper, and cayenne.
- Cheese it up: Toss in the grated cheddar and chives. Stir to coat the cheese with the flour mix so it doesn’t sink.This is crucial for even distribution.
- Mix the wet team: In a separate bowl, whisk the egg, buttermilk, and oil (or melted butter) until smooth.
- Bring it together: Pour the wet mixture into the dry. Fold gently with a spatula until just combined. Lumpy is fine; overmixing = tough bread.Stop when no dry pockets remain.
- Pan and top: Scrape batter into the prepared pan. Smooth the top lightly and brush with melted butter for extra browning.
- Bake: 45–55 minutes, until the top is deep golden and a toothpick inserted in the center comes out clean or with a few moist crumbs. If it’s browning too quickly, tent loosely with foil for the last 10 minutes.
- Cool (seriously): Let it rest in the pan for 10 minutes, then lift out and cool on a rack for at least 30 minutes before slicing.Hot cheese bread smells like a trap; cutting too soon makes it gummy.
- Serve: Slice thick and enjoy warm with butter, honey, or alongside chili, eggs, or tomato soup. Prepare for compliments you didn’t ask for.
Storage Tips
- Room temp: Wrap tightly and keep up to 2 days. Toast slices to revive the crust.
- Fridge: Up to 5 days.Reheat in a 300°F (150°C) oven for 8–10 minutes or toast by the slice.
- Freezer: Slice, wrap individually, and freeze up to 2 months. Thaw at room temp or go straight to toaster/oven.
- Moisture control: Avoid sealing while warm—condensation makes the crust sad and soggy.
Why This is Good for You
Sure, it’s cheese bread, not kale chips—but it’s not a nutritional villain. Cheddar delivers protein and calcium, while the loaf’s balanced fats help satiety so you’re not raiding the pantry an hour later. The buttermilk adds a touch of probiotics and acidity, which also means better digestibility for some folks.
And let’s not discount the mental health boost of a warm, homemade slice.
Comfort food done right can be part of a sane, sustainable way of eating. Moderation beats deprivation, IMO.
Don’t Make These Errors
- Overmixing the batter: This is not cake boot camp. Gentle folds only; tough bread is a self-inflicted wound.
- Using pre-shredded cheese: Anti-caking agents block melty magic.Grate your own for best texture and flavor.
- Skipping the cool-down: Cutting too soon compresses the crumb and releases steam, making slices gummy.
- Expired leaveners: Old baking powder = flat loaf. Check dates and do a quick fizz test if unsure.
- Wrong pan size: A smaller pan overflows; larger pan flattens. Stick to 9×5 inches or adjust time.
Alternatives
- No buttermilk? Use 1 1/4 cups milk + 1 tbsp lemon juice or white vinegar.Stir and rest 5 minutes.
- Gluten-free: Sub a 1:1 gluten-free all-purpose blend with xanthan gum. Add 2 tbsp extra buttermilk if batter seems stiff.
- Cheese swaps: Pepper Jack (spicy), Gruyère (nutty), smoked cheddar (bold). Combine cheeses for layers of flavor.
- Add-ins: 1/2 cup cooked bacon bits, 1 small diced jalapeño (seeded), 1 tsp Dijon mustard in the wet mix, or 1 tsp smoked paprika in the dry.
- Herbs: Swap chives for thyme, rosemary (finely chopped), or parsley.Fresh herbs play well with cheddar’s sharpness.
- Health-flex: Replace 1/2 cup flour with white whole wheat for a heartier crumb; add 1 tbsp honey for subtle sweetness.
FAQ
Can I make this in a muffin tin?
Yes. Grease a 12-cup muffin tin, fill about 3/4 full, and bake at 350°F (175°C) for 18–22 minutes. Great for portion control and faster brunch wins.
How do I know it’s done without drying it out?
Look for a deep golden top, the loaf pulling slightly from the sides, and a toothpick with a few moist crumbs.
Internal temp in the center should be around 200–205°F (93–96°C).
Can I use self-rising flour?
Yes, replace the flour, baking powder, and salt with 2 cups self-rising flour. Keep the baking soda for the buttermilk reaction (1/2 tsp stays).
What if I only have pre-shredded cheese?
It’ll work, but expect slightly less melt and cohesion. If that’s all you’ve got, use it and maybe add 2 tbsp extra buttermilk to counter the anti-caking dryness.
How do I keep the cheese from sinking?
Toss the grated cheese with the dry ingredients before adding the wet.
Coating it in flour helps it stay suspended throughout the loaf.
Can I make it spicier?
Absolutely. Increase cayenne to 1/2 tsp, add diced jalapeños, or swap in Pepper Jack. A pinch of chipotle powder adds smoky heat—highly recommend, FYI.
Is this good for sandwiches?
Yes, especially toasted.
It’s stellar with ham, mustard, and arugula, or as a base for a fried egg and hot sauce situation.
How far ahead can I make this for guests?
Up to 24 hours. Bake, cool, wrap tightly, and rewarm at 300°F (150°C) for 10–12 minutes. Slice just before serving to keep the interior moist.
My Take
This Savory Cheddar Cheese Quick Bread is the culinary equivalent of a cheat code: minimal effort, maximum payoff.
It’s forgiving, flexible, and dangerously snackable. I love it with a bowl of chili or as a breakfast slice with butter and a drizzle of honey—sweet plus sharp cheddar just works.
My pro move? Mix half sharp cheddar and half Gruyère, add a whisper of smoked paprika, and brush the top with butter halfway through baking for extra sheen.
You’ll get that bakery-level aroma and a loaf that makes you the default host. Not sorry.
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